{"id":1020,"date":"2020-03-03T16:37:30","date_gmt":"2020-03-03T16:37:30","guid":{"rendered":"https:\/\/www.insurance-education-group.com\/?page_id=1020"},"modified":"2020-03-05T15:40:43","modified_gmt":"2020-03-05T21:40:43","slug":"minimum-car-insurance-by-state","status":"publish","type":"page","link":"https:\/\/www.insurance-education-group.com\/minimum-car-insurance-by-state\/","title":{"rendered":"Minimum Car Insurance By State"},"content":{"rendered":"
[vc_row][vc_column][vc_custom_heading text=”Car Insurance Minimums by State” font_container=”tag:h1|text_align:left” use_theme_fonts=”yes”][vc_column_text]Most states in the United States have state minimum car insurance limits. Some have no insurance requirement at all, while others have a lot of required coverage.<\/p>\n

The most common required coverage is simply liability<\/a> insurance, but uninsured motorist<\/a>, personal injury protection<\/a>, and medical payments<\/a> can also be required depending on where you live.<\/p>\n

Scroll down to see what the minimum car insurance requirements are where you live.[\/vc_column_text][vc_custom_heading text=”Alabama Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Alabama state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Alabama State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Alaska Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Alaska state law<\/a> requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50\/100\/25 coverage.[\/vc_column_text][vc_column_text]Alaska State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $50,000\/$100,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Arizona Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Arizona state law<\/a> requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15\/30\/10 coverage.[\/vc_column_text][vc_column_text]Arizona State Minimum Insurance Coverage:<\/strong>
\nBodily Injury Liability: $15,000\/$30,000 Limit
\nProperty Damage Liability: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”Arkansas Minimum Car Insurance Requirements” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Arkansas state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Arkansas State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”California Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]California state law<\/a> requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15\/30\/5 coverage.[\/vc_column_text][vc_column_text]California State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $15,000\/$30,000 Limit
\nProperty Damage Liability: $5,000 Limit[\/vc_column_text][vc_custom_heading text=”Colorado Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Colorado state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25\/50\/15 coverage.[\/vc_column_text][vc_column_text]Colorado State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $15,000 Limit[\/vc_column_text][vc_custom_heading text=”Connecticut Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Connecticut state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

Connecticut State law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50 UM limits.[\/vc_column_text][vc_column_text]Connecticut State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit[\/vc_column_text][vc_custom_heading text=”Delaware Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Delaware state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25\/50\/10 coverage.[\/vc_column_text][vc_column_text]Delaware State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”District of Columbia Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]DC law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

DC law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 25\/50\/10 coverage with 25\/50\/5 UM limits.[\/vc_column_text][vc_column_text]DC State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000
\nUninsured\/Underinsured Motorist Property Damage Liability: $5,000 Limit[\/vc_column_text][vc_custom_heading text=”Florida Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Florida state law<\/a> requires minimum Property Damage Liability of $10,000. Florida state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 10 PD coverage with 10 PIP limit.[\/vc_column_text][vc_column_text]Florida State Car Insurance Requirements:<\/strong>
\nProperty Damage Liability: $10,000 Limit
\nPersonal Injury Protection: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”Georgia Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Georgia state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Georgia State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Hawaii Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Hawaii state law<\/a> requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

Hawaii state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 20\/40\/10 coverage with 10 PIP.[\/vc_column_text][vc_column_text]Hawaii State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $20,000\/$40,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nPersonal Injury Protection: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”Idaho Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Idaho state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25\/50\/15 coverage.[\/vc_column_text][vc_column_text]Idaho State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $15,000 Limit[\/vc_column_text][vc_custom_heading text=”Illinois Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Illinois state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000.<\/p>\n

Illinois law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25\/50\/20 coverage with 25\/50 UM limits.[\/vc_column_text][vc_column_text]Illinois State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit
\nUninsured Motorist Bodily Injury: $25,000\/$50,000 Limit[\/vc_column_text][vc_custom_heading text=”Indiana Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Indiana state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Indiana State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Iowa Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Iowa state law<\/a> requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20\/40\/15 coverage.[\/vc_column_text][vc_column_text]Iowa State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $20,000\/$40,000 Limit
\nProperty Damage Liability: $15,000 Limit[\/vc_column_text][vc_custom_heading text=”Kansas Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Kansas state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

Kansas law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.<\/p>\n

In addition, Kansas requires Personal Injury Protection of $4,500 for medical and $900 for work loss. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50 UM limits, and 4.5 PIP.[\/vc_column_text][vc_column_text]Kansas State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nPersonal Injury Protection: $4,500 Medical \/ $900 Work Loss[\/vc_column_text][vc_custom_heading text=”Kentucky Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Kentucky state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Kentucky State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Louisiana Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Louisiana state law<\/a> requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 15\/30\/25 coverage.[\/vc_column_text][vc_column_text]Louisiana State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $15,000\/$30,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Maine Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Maine state law<\/a> requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

Maine law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident.<\/p>\n

In addition, Maine requires Medical Payments coverage of $2,000. This basic coverage is often referred to as 50\/100\/25 coverage with 50\/100 UM limits, and 2 PIP.[\/vc_column_text][vc_column_text]Maine State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $50,000\/$100,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $50,000\/$100,000 Limit
\nMedical Payments: $2,000[\/vc_column_text][vc_custom_heading text=”Maryland Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Maryland state law<\/a> requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 30\/60\/15 coverage.[\/vc_column_text][vc_column_text]Maryland State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $30,000\/$60,000 Limit
\nProperty Damage Liability: $15,000 Limit[\/vc_column_text][vc_custom_heading text=”Massachusetts Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Massachusetts state law<\/a> requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.<\/p>\n

Massachusetts law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident.<\/p>\n

In addition, Massachusetts requires Personal Injury Protection of $8,000. This basic coverage is often referred to as 20\/40\/5 coverage with 20\/40 UM limits and 8 PIP.[\/vc_column_text][vc_column_text]Massachusetts State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $20,000\/$40,000 Limit
\nProperty Damage Liability: $5,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $20,000\/$40,000 Limit
\nPersonal Injury Protection: $8,000[\/vc_column_text][vc_custom_heading text=”Michigan Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Michigan state law<\/a> requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

Michigan law also requires Property Protection Insurance of $1,000,000 and some amount of Personal Injury Protection. This basic coverage is often referred to as 20\/40\/10.[\/vc_column_text][vc_column_text]Michigan State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $20,000\/$40,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nProperty Protection Insurance: $1,000,000
\nPersonal Injury Protection Insurance Coverage[\/vc_column_text][vc_custom_heading text=”Minnesota Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Minnesota state law<\/a> requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

Minnesota law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.<\/p>\n

In addition, Minnesota requires Personal Injury Protection of $40,000. This basic coverage is often referred to as 30\/60\/10 coverage with 25\/50 UM limits and 40 PIP.[\/vc_column_text][vc_column_text]Minnesota State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $30,000\/$60,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nPersonal Injury Protection: $40,000[\/vc_column_text][vc_custom_heading text=”Mississippi Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Mississippi state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Mississippi State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Missouri Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Missouri state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

Missouri law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50 UM limits.[\/vc_column_text][vc_column_text]Missouri State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit[\/vc_column_text][vc_custom_heading text=”Montana Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Montana state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25\/50\/20 coverage.[\/vc_column_text][vc_column_text]Montana State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit[\/vc_column_text][vc_custom_heading text=”Nebraska Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Nebraska state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Nebraska State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Nevada Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Nevada state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25\/50\/20 coverage.[\/vc_column_text][vc_column_text]Nevada State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit[\/vc_column_text][vc_custom_heading text=”New Hampshire Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]New Hampshire state law<\/a> does not require minimum car insurance as long as you are “able to demonstrate that you are able to provide sufficient funds to meet New Hampshire Motor Vehicle Financial Responsibility Requirements in the event of an \u201cat-fault\u201d accident.”<\/p>\n

If you can’t demonstrates means, New Hampshire requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

New Hampshire law also requires a minimum of $1,000 Medical Payments coverage. This basic coverage is often referred to as 25\/50\/25 coverage with 1 Medical.[\/vc_column_text][vc_column_text]New Hampshire State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nMedical Payments: $1,000[\/vc_column_text][vc_custom_heading text=”New Jersey Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]New Jersey state law<\/a> requires minimum Bodily Injury Liability limits of $10,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.<\/p>\n

New Jersey law also requires Personal Injury Protection of $15,000 per person, per accident.[\/vc_column_text][vc_column_text]New Jersey State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $10,000 Limit
\nProperty Damage Liability: $5,000 Limit
\nPersonal Injury Protection: $15,000[\/vc_column_text][vc_custom_heading text=”New Mexico Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]New Mexico state<\/a> law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25\/50\/10 coverage.[\/vc_column_text][vc_column_text]New Mexico State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”New York Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]New York state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

New York law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.<\/p>\n

In addition, New York requires Personal Injury Protection of $50,000. This basic coverage is often referred to as 25\/50\/10 coverage with 25\/50 UM limits and 50 PIP.[\/vc_column_text][vc_column_text]New York State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nPersonal Injury Protection: $50,000[\/vc_column_text][vc_custom_heading text=”North Carolina Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]North Carolina state law<\/a> requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

North Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30\/60\/25 coverage with 30\/60\/25 UM limits.[\/vc_column_text][vc_column_text]North Carolina State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $30,000\/$60,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured Motorist Bodily Injury: $30,000\/$60,000 Limit
\nUninsured Property Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”North Dakota Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]North Dakota state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

North Dakota law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.<\/p>\n

In addition, North Dakota requires Personal Injury Protection of $30,000. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50 UM limits with 30 PIP.[\/vc_column_text][vc_column_text]North Dakota State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nPersonal Injury Protection: $30,000[\/vc_column_text][vc_custom_heading text=”Ohio Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Ohio state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Ohio State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Oklahoma Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Oklahoma state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Oklahoma State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Oregon Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Oregon state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000.<\/p>\n

Oregon law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.<\/p>\n

In addition, Oregon requires Personal Injury Protection of $15,000. This basic coverage is often referred to as 25\/50\/20 coverage with 25\/50 UM limits with 15 PIP.[\/vc_column_text][vc_column_text]Oregon State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nPersonal Injury Protection: $15,000[\/vc_column_text][vc_custom_heading text=”Pennsylvania Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Pennsylvania state law<\/a> requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.<\/p>\n

Pennsylvania state law also requires minimum Medical Payments of $5,000. This basic coverage is often referred to as 15\/30\/5 with 5 Medical.[\/vc_column_text][vc_column_text]Pennsylvania State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $15,000\/$30,000 Limit
\nProperty Damage Liability: $5,000 Limit
\nMedical Benefits: $5,000 Limit[\/vc_column_text][vc_custom_heading text=”Rhode Island Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Rhode Island state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage.[\/vc_column_text][vc_column_text]Rhode Island State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”South Carolina Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]South Carolina state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

South Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50\/25 UM limits.[\/vc_column_text][vc_column_text]South Carolina State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nUninsured Property Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”South Dakota Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]South Dakota state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

South Dakota law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50 UM limits.[\/vc_column_text][vc_column_text]South Dakota State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $25,000\/$50,000 Limit[\/vc_column_text][vc_custom_heading text=”Tennessee Minimum Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Tennessee state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25\/50\/15 coverage.[\/vc_column_text][vc_column_text]Tennessee State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $15,000 Limit[\/vc_column_text][vc_custom_heading text=”Texas Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Texas state law<\/a> requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30\/60\/25 coverage.[\/vc_column_text][vc_column_text]Texas State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $30,000\/$60,000 Limit
\nProperty Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Utah Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Utah state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $65,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000.<\/p>\n

Utah State law also requires a minimum Personal Injury Protection limit of $3,000. This basic coverage is often referred to as 25\/65\/15 coverage with 3 PIP limit.[\/vc_column_text][vc_column_text]Utah State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$65,000 Limit
\nProperty Damage Liability: $15,000 Limit
\nPersonal Injury Protection: $3,000 Limit[\/vc_column_text][vc_custom_heading text=”Vermont Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Vermont state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

Vermont law also requires minimum Uninsured\/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25\/50\/10 coverage with 50\/100\/10 UM limits.[\/vc_column_text][vc_column_text]Vermont State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nUninsured\/Underinsured Motorist Bodily Injury: $50,000\/$100,000 Limit
\nUninsured Property Damage Liability: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”Virginia Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Virginia state law<\/a> does not require car insurance. Instead, a driver may elect to forgo insurance and instead pay an uninsured motor vehicle fee. That fee is currently $500 annually, and doesn’t provide any insurance protection.<\/p>\n

If a driver elects not to pay the fee, then Virginia requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25\/50\/20 coverage.[\/vc_column_text][vc_column_text]Virginia State Car Insurance Requirements:<\/strong>
\nUninsured Motorist Fee of $500 annually with no insurance
\nOR
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit[\/vc_column_text][vc_custom_heading text=”Washington Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Washington state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25\/50\/10 coverage.[\/vc_column_text][vc_column_text]Washington State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit[\/vc_column_text][vc_custom_heading text=”West Virginia Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]West Virginia state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.<\/p>\n

West Virginia law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25\/50\/25 coverage with 25\/50\/25 UM limits.[\/vc_column_text][vc_column_text]West Virginia State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $25,000 Limit
\nUninsured Motorist Bodily Injury: $25,000\/$50,000 Limit
\nUninsured Property Damage Liability: $25,000 Limit[\/vc_column_text][vc_custom_heading text=”Wisconsin Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Wisconsin state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.<\/p>\n

Wisconsin law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25\/50\/10 coverage with 25\/50 UM limits.[\/vc_column_text][vc_column_text]Wisconsin State Car Insurance Requirements:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $10,000 Limit
\nUninsured Motorist Bodily Injury: $25,000\/$50,000 Limit[\/vc_column_text][vc_custom_heading text=”Wyoming Car Insurance Coverage” font_container=”tag:h2|text_align:left|color:%231a4b9a” use_theme_fonts=”yes”][vc_column_text]Wyoming state law<\/a> requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25\/50\/20 coverage.[\/vc_column_text][vc_column_text]Wyoming State Minimum Insurance:<\/strong>
\nBodily Injury Liability: $25,000\/$50,000 Limit
\nProperty Damage Liability: $20,000 Limit[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n\t\t\t

<\/p>\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\"\"\nKeeping Up With Insurance is Time Consuming \n\t\t\t\t\t\t\t<\/rs-layer>Don't Worry, We've Got You Covered \n\t\t\t\t\t\t\t<\/rs-layer>Quote Concierge <\/i> \n\t\t\t\t\t\t\t<\/a>\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t\t<\/rs-static-layers>\n\t\t\t\t<\/rs-module>\n\t\t\t\t