Most states in the United States have state minimum car insurance limits. Some have no insurance requirement at all, while others have a lot of required coverage.
The most common required coverage is simply liability insurance, but uninsured motorist, personal injury protection, and medical payments can also be required depending on where you live.
Scroll down to see what the minimum car insurance requirements are where you live.
Alabama state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Alabama State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Alaska state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage.
Alaska State Minimum Insurance:
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Arizona state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Arizona State Minimum Insurance Coverage:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit
Arkansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Arkansas State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
California state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage.
California State Car Insurance Requirements:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
Colorado state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Colorado State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
Connecticut state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
Connecticut State law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
Connecticut State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Delaware state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Delaware State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
DC law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
DC law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50/5 UM limits.
DC State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000
Uninsured/Underinsured Motorist Property Damage Liability: $5,000 Limit
Florida state law requires minimum Property Damage Liability of $10,000. Florida state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 10 PD coverage with 10 PIP limit.
Florida State Car Insurance Requirements:
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit
Georgia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Georgia State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Hawaii state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
Hawaii state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 20/40/10 coverage with 10 PIP.
Hawaii State Car Insurance Requirements:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit
Idaho state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Idaho State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
Illinois state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000.
Illinois law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/20 coverage with 25/50 UM limits.
Illinois State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Indiana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Indiana State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Iowa state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage.
Iowa State Minimum Insurance:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
Kansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
Kansas law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.
In addition, Kansas requires Personal Injury Protection of $4,500 for medical and $900 for work loss. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits, and 4.5 PIP.
Kansas State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $4,500 Medical / $900 Work Loss
Kentucky state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Kentucky State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Louisiana state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 15/30/25 coverage.
Louisiana State Minimum Insurance:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $25,000 Limit
Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
Maine law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident.
In addition, Maine requires Medical Payments coverage of $2,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits, and 2 PIP.
Maine State Car Insurance Requirements:
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $2,000
Maryland state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 30/60/15 coverage.
Maryland State Car Insurance Requirements:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $15,000 Limit
Massachusetts state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.
Massachusetts law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident.
In addition, Massachusetts requires Personal Injury Protection of $8,000. This basic coverage is often referred to as 20/40/5 coverage with 20/40 UM limits and 8 PIP.
Massachusetts State Car Insurance Requirements:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $5,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $20,000/$40,000 Limit
Personal Injury Protection: $8,000
Michigan state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
Michigan law also requires Property Protection Insurance of $1,000,000 and some amount of Personal Injury Protection. This basic coverage is often referred to as 20/40/10.
Michigan State Car Insurance Requirements:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Property Protection Insurance: $1,000,000
Personal Injury Protection Insurance Coverage
Minnesota state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
Minnesota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.
In addition, Minnesota requires Personal Injury Protection of $40,000. This basic coverage is often referred to as 30/60/10 coverage with 25/50 UM limits and 40 PIP.
Minnesota State Car Insurance Requirements:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $40,000
Mississippi state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Mississippi State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Missouri state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
Missouri law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
Missouri State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Montana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage.
Montana State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
Nebraska state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Nebraska State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Nevada state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage.
Nevada State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
New Hampshire state law does not require minimum car insurance as long as you are “able to demonstrate that you are able to provide sufficient funds to meet New Hampshire Motor Vehicle Financial Responsibility Requirements in the event of an “at-fault” accident.”
If you can’t demonstrates means, New Hampshire requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
New Hampshire law also requires a minimum of $1,000 Medical Payments coverage. This basic coverage is often referred to as 25/50/25 coverage with 1 Medical.
New Hampshire State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Medical Payments: $1,000
New Jersey state law requires minimum Bodily Injury Liability limits of $10,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.
New Jersey law also requires Personal Injury Protection of $15,000 per person, per accident.
New Jersey State Car Insurance Requirements:
Bodily Injury Liability: $10,000 Limit
Property Damage Liability: $5,000 Limit
Personal Injury Protection: $15,000
New Mexico state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
New Mexico State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
New York state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
New York law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.
In addition, New York requires Personal Injury Protection of $50,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits and 50 PIP.
New York State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $50,000
North Carolina state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
North Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage with 30/60/25 UM limits.
North Carolina State Car Insurance Requirements:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured Motorist Bodily Injury: $30,000/$60,000 Limit
Uninsured Property Damage Liability: $25,000 Limit
North Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
North Dakota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.
In addition, North Dakota requires Personal Injury Protection of $30,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits with 30 PIP.
North Dakota State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $30,000
Ohio state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Ohio State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Oklahoma state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Oklahoma State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Oregon state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000.
Oregon law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident.
In addition, Oregon requires Personal Injury Protection of $15,000. This basic coverage is often referred to as 25/50/20 coverage with 25/50 UM limits with 15 PIP.
Oregon State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $15,000
Pennsylvania state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000.
Pennsylvania state law also requires minimum Medical Payments of $5,000. This basic coverage is often referred to as 15/30/5 with 5 Medical.
Pennsylvania State Car Insurance Requirements:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
Medical Benefits: $5,000 Limit
Rhode Island state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Rhode Island State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
South Carolina state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
South Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50/25 UM limits.
South Carolina State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Uninsured Property Damage Liability: $25,000 Limit
South Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
South Dakota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
South Dakota State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Tennessee state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Tennessee State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
Texas state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage.
Texas State Minimum Insurance:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $25,000 Limit
Utah state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $65,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000.
Utah State law also requires a minimum Personal Injury Protection limit of $3,000. This basic coverage is often referred to as 25/65/15 coverage with 3 PIP limit.
Utah State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$65,000 Limit
Property Damage Liability: $15,000 Limit
Personal Injury Protection: $3,000 Limit
Vermont state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
Vermont law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 50/100/10 UM limits.
Vermont State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Uninsured Property Damage Liability: $10,000 Limit
Virginia state law does not require car insurance. Instead, a driver may elect to forgo insurance and instead pay an uninsured motor vehicle fee. That fee is currently $500 annually, and doesn’t provide any insurance protection.
If a driver elects not to pay the fee, then Virginia requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage.
Virginia State Car Insurance Requirements:
Uninsured Motorist Fee of $500 annually with no insurance
OR
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
Washington state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Washington State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
West Virginia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000.
West Virginia law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50/25 UM limits.
West Virginia State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Uninsured Property Damage Liability: $25,000 Limit
Wisconsin state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000.
Wisconsin law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Wisconsin State Car Insurance Requirements:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Wyoming state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage.
Wyoming State Minimum Insurance:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
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