The post AM Best Insurance Ratings appeared first on Insurance Education Group.
]]>A. M. Best’s “Financial Strength Rating” is an independent analysis of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. The analysis is based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile.
Secure Ratings:
Superior: A++ and A+
Excellent: A and A-
Good: B++ and B+
Vulnerable Ratings:
Fair: B and B-
Marginal: C++ and C+
Weak: C and C-
Poor: D
Under Regulatory Supervision: E
Rating Suspended: S
If a company that you are considering does not have an AM Best rating, that does not mean it is a terrible company. But if there is no rating, you will need to perform much more due diligence in order for you to feel comfortable with your purchase decision. An AM Best ranking is not designed to be an end-all-be-all, but instead a help for you in your search for the right insurance.
Do you wonder if you could be getting the same coverage at a better price? Complete our online insurance form and receive four or five free quotes from top insurance carriers in your area. Learn and save on insurance at Insurance Education Group.
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]]>The post Top Ten Home Insurance Questions appeared first on Insurance Education Group.
]]>If you are like millions of Americans out there, then to you insurance is a big black box. When it comes to home insurance, what are you covered for and what should you really be concerned about? To help you make the right decisions about home insurance, I’ve compiled a list of the top ten most important questions to get answered before you buy a home insurance policy. If you can get the answer to each of these 10 questions (and understand that answer), then you have armed yourself with all the knowledge you need to pick a home policy, or upgrade the one you currently have. So what are you waiting for? Read on!
Do you wonder if you could be getting the same coverage at a better price? Complete our online insurance form and receive four or five free quotes from top insurance carriers in your area. Learn and save on insurance at Insurance Education Group.
The post Top Ten Home Insurance Questions appeared first on Insurance Education Group.
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