Following are the minimum requirements for each state. Click on the pull-down to find the requirements for your state.

Alabama: Liability Coverage: $25,000/$50,000/$25,000 Alaska: Liability Coverage: $50,000/$100,000/$25,000 Arizona: Liability Coverage: $15,000/$30,000/$10,000 Arkansas: Liability Coverage: $25,000/$50,000/$25,000 California: Liability Coverage: $15,000/$30,000/$5,000 Colorado: Liability Coverage: $25,000/$50,000/$15,000 Connecticut: Liability Coverage: $20,000/$40,000/$10,000 Connecticut: Uninsured Motorist: $20,000/$40,000 Delaware: Liability Coverage: $15,000/$30,000/$10,000 Delaware: Personal Injury Protection: $15,000/$30,000 District of Columbia: Liability Coverage: $25,000/$50,000/$10,000   District of Columbia: Uninsured Motorist: $25,000/$50,000 Florida: Liability Coverage: $25,000/$50,000/$25,000 Florida: Personal Injury Protection: $10,000 Georgia: Liability Coverage: $25,000/$50,000/$25,000 Hawaii: Liability Coverage: $20,000/$40,000/$10,000 Hawaii: Personal Injury Protection $10,000 Idaho: Liability Coverage: $25,000/$50,000/$15,000 Illinois: Liability Coverage: $20,000/$40,000/$15,000 Illinois: Uninsured Motorist: $20,000/$40,000 Indiana: Liability Coverage: $25,000/$50,000/$10,000 Iowa: Liability Coverage: $20,000/$40,000/$15,000 Kansas: Liability Coverage: $25,000/$50,000/$10,000 Kansas: Uninsured Motorist: $25,000/$50,000 Kansas: Personal Injury Protection $4,500/$900 Work Loss Kentucky: Liability Coverage: $25,000/$50,000/$10,000 Kentucky: Personal Injury Protection: $10,000 Louisiana: Liability Coverage: $10,000/$20,000/$10,000 Maine: Liability Coverage: $50,000/$100,000/$25,000 Maine: Uninsured Motorist: $50,000/$100,000 Maine: Medical Payments: $1,000 Maryland: Liability Coverage: $20,000/$40,000/$15,000 Maryland: Uninsured Motorist: $20,000/$40,000/$15,000 Maryland: Personal Injury Protection: $2,500 Massachusetts: Liability Coverage: $20,000/$40,000/$5,000 Massachusetts: Uninsured Motorist: $20,000/$40,000 Massachusetts: Personal Injury Protection: $8,000 Michigan: Liability Coverage: $20,000/$40,000/$10,000 Michigan: Property Protection Insurance: $1,000,000 Michigan: Personal Injury Protection: Medical & Work Loss Minnesota: Liability Coverage: $30,000/$60,000/$10,000 Minnesota: Uninsured Motorist: $25,000/$50,000 Minnesota: Personal Injury Protection: $40,000 Mississippi: Liability Coverage: $25,000/$50,000/$25,000 Missouri: Liability Coverage: $25,000/$50,000/$10,000 Missouri: Uninsured Motorist: $25,000/$50,000 Montana: Liability Coverage: $25,000/$50,000/$10,000 Nebraska: Liability Coverage: $25,000/$50,000/$25,000 Nevada: Liability Coverage: $15,000/$30,000/$10,000 New Hampshire: Liability Coverage: $25,000/$50,000/$25,000 New Hampshire: Uninsured Motorist: $25,000/$50,000 New Jersey: Liability Coverage: $15,000/$30,000/$5,000 New Jersey: Uninsured Motorist: $15,000/$30,000/$5,000 New Jersey: Personal Injury Protection: $15,000 New Mexico: Liability Coverage: $25,000/$50,000/$10,000 New York: Liability Coverage: $25,000/$50,000/$10,000 New York: Uninsured Motorist: $25,000/$50,000 New York: Personal Injury Protection: $50,000 North Carolina: Liability Coverage: $30,000/$60,000/$25,000 North Carolina: Uninsured Motorist: $30,000/$60,000/$25,000 North Dakota: Liability Coverage: $25,000/$50,000/$25,000 North Dakota: Uninsured Motorist: $25,000/$50,000 North Dakota: Personal Injury Protection: $30,000 Ohio: Liability Coverage: $12,500/$25,000/$7,500 Oklahoma: Liability Coverage: $25,000/$50,000/$25,000 Oregon: Liability Coverage: $25,000/$50,000/$10,000 Oregon: Uninsured Motorist: $25,000/$50,000 Oregon: Personal Injury Protection: $15,000 Pennsylvania: Liability Coverage: $15,000/$30,000/$5,000 Pennsylvania: First Party Benefits (PIP): $5,000 Rhode Island: Liability Coverage: $25,000/$50,000/$25,000 Rhode Island: Uninsured Motorist: $25,000/$50,000 South Carolina: Liability Coverage: $25,000/$50,000/$25,000 South Carolina: Uninsured Motorist: $25,000/$50,000/$25,000 South Dakota: Liability Coverage: $25,000/$50,000/$25,000 South Dakota: Liability Coverage: $25,000/$50,000 Tennessee: Liability Coverage: $25,000/$50,000/$15,000 Texas: Liability Coverage: $25,000/$50,000/$25,000 Utah: Liability Coverage: $25,000/$65,000/$15,000 Utah: Uninsured Motorist: $25,000/$65,000 Utah: Personal Injury Protection: $3,000 Vermont: Liability Coverage: $25,000/$50,000/$10,000 Vermont: Uninsured Motorist: $50,000/$100,000/$10,000 Virginia: Liability Coverage: $25,000/$50,000/$20,000 Virginia: Uninsured Motorist: $25,000/$50,000/$20,000 Washington State: Liability Coverage: $25,000/$50,000/$10,000 West Virginia: Liability Coverage: $20,000/$40,000/$10,000 West Virginia: Uninsured Motorist: $20,000/$40,000/$10,000 Wisconsin: Liability Coverage: $25,000/$50,000/$10,000 Wisconsin: Uninsured Motorist: $25,000/$50,000 Wyoming: Liability Coverage: $25,000/$50,000/$20,000

These requirements will be detailed using Alabama and Oregon as examples:

Alabama State Car Insurance Requirements

Alabama state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.

Alabama State Minimums

Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit

Oregon State Car Insurance Requirements

Oregon state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.

Oregon State Car Insurance Requirements

Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $15,000 Limit